By accessing our website, joining Financial Freedom University ("FFU"), or participating in any programme offered by Suria Sparks — including the Soul Clarity Journal Challenge — you agree to be bound by these Terms and Conditions. If you do not agree, please do not use our services.
These Terms apply to all visitors, members, and participants of services offered by Suria Sparks and Financial Freedom University ("we", "us", "our"), reachable at info@suria.com.sg.
Financial Freedom University is a subscription-based membership community hosted on Skool (skool.com), offering:
All content is for personal, non-commercial use only. Redistribution, resale, or sharing of login credentials is strictly prohibited.
FFU membership is billed on a recurring monthly basis at the rate displayed at the time of sign-up (currently from USD $9/month). By subscribing, you authorise us to charge your payment method on a recurring basis until you cancel.
You may cancel your FFU membership at any time by sending a cancellation request via email to:
Email: info@suria.com.sg
Please include your full name and the email address associated with your account in your cancellation request. Cancellations are processed within 3–5 business days of receipt.
Upon cancellation, your membership access will remain active until the end of the current billing period. You will not be charged again after that date.
All sales are final. We do not offer refunds under any circumstances, including partial-month refunds, unused access periods, or dissatisfaction with programme content.
We encourage you to review all available information about our programmes before purchasing. If you have questions prior to joining, please contact us at info@suria.com.sg and we will be happy to assist.
By completing your purchase, you acknowledge and accept this no-refund policy.
All testimonials, case studies, and results shared on our platforms — including the Soul Clarity Journal Challenge page — represent individual experiences and are shared for inspirational purposes only. They are not guarantees, projections, or promises of outcomes.
Results vary significantly based on individual effort, circumstances, background, experience, and other factors beyond our control. Participation in any FFU programme or challenge does not guarantee specific financial, emotional, or personal outcomes.
Any income figures, financial results, or lifestyle changes mentioned by Suria Sparks or community members are exceptional results and should not be interpreted as typical or expected outcomes.
All content made available through our website and membership — including text, audio, video, workbooks, prompts, graphics, and branding — is the intellectual property of Suria Sparks and Financial Freedom University.
You may not reproduce, distribute, publish, sell, or create derivative works from any of our content without prior written permission. Unauthorised use may result in immediate termination of your membership and legal action.
By joining the FFU community, you agree to engage respectfully with all members and uphold a supportive, inclusive environment. We reserve the right to remove any member who engages in:
Removal for community violations does not entitle the member to a refund.
To the maximum extent permitted by applicable law, Suria Sparks and Financial Freedom University shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services, reliance on programme content, or inability to access our platforms.
Our total liability to you for any claim arising from your use of our services shall not exceed the total amount you paid us in the three (3) months preceding the claim.
The content provided through Suria Sparks and Financial Freedom University is for educational and personal development purposes only. It does not constitute financial, legal, medical, or psychological advice. Always seek the guidance of a qualified professional for decisions in these areas.
We reserve the right to update these Terms and Conditions at any time. Material changes will be communicated to active members via email or through the FFU community platform. Continued use of our services following any update constitutes your acceptance of the revised terms.
These Terms and Conditions are governed by and construed in accordance with the laws of Singapore, without prejudice to any mandatory consumer rights applicable in your jurisdiction. Any disputes arising from these terms shall be subject to the jurisdiction of the courts of Singapore, to the extent permitted by your local law.
For any questions regarding these Terms & Conditions, cancellations, or your membership, please contact us:
Email: info@suria.com.sg
Website: suriasparks.com
Business: Suria Sparks / Financial Freedom University